Terms of Use
These Terms of Use govern access to and use of the website operated at cadelis.site by Cadelis Rivergate Financial Advisory (Pty) Ltd Proprietary Limited (Pty) Ltd, trading as Cadelis Rivergate ("we", "us", "our"), a financial consulting practice. By submitting the contact form, subscribing to our email updates, or otherwise browsing this site, you accept these terms in full. If you do not agree with them, please discontinue use of the site.
Effective date: 1 January 2026
1. Who We Are and How These Terms Apply
Cadelis Rivergate is the trading name of Cadelis Rivergate Financial Advisory (Pty) Ltd Proprietary Limited (Pty) Ltd, registered in South Africa under registration number 5928612146, with its registered office at 84 Mandela Street, 1035 Witbank, South Africa. These Terms apply to every visitor who interacts with the site, whether by reading published content, submitting the contact form, or subscribing to our mailing list. Separate engagement letters or written mandates govern any actual financial consulting services we provide to clients; these Terms concern only your use of the website itself.
2. The Content We Publish
Material on this site — including commentary on financial markets, consulting service descriptions, and general guidance — is provided for informational purposes only. It does not constitute financial, investment, tax, or legal advice, and should not be relied upon as a substitute for a personal consultation with one of our advisors. Where figures, forecasts, or regulatory references are cited, we make reasonable efforts to keep them current, but financial markets and legislation change, and we do not warrant that any published content remains accurate at the time you read it.
3. Submitting the Contact Form
When you use the contact form to reach us, you are making an unsolicited enquiry. Submission of the form does not create a client relationship, a contractual obligation on our part to respond within any particular timeframe, or any duty of confidentiality beyond what is described in our Privacy Policy. You warrant that the information you submit is accurate and that you have the right to share any third-party information you include (for example, on behalf of a business you represent). We may decline to respond to enquiries that are abusive, unlawful, or unrelated to our services.
4. Subscribing to Our Email Updates
If you subscribe to our mailing list, you consent to receive periodic communications from us relating to financial consulting insights, service updates, and related content. Every email we send includes a functional unsubscribe link, and you may withdraw your consent at any time without affecting communications already sent. We do not sell, rent, or otherwise trade subscriber lists to third parties. Continued subscription is entirely voluntary and unrelated to any engagement of our consulting services.
5. Acceptable Use
You agree not to use this site to: (a) transmit unlawful, defamatory, or fraudulent material; (b) attempt to gain unauthorised access to our systems, servers, or any account not belonging to you; (c) deploy automated means (bots, scrapers, or crawlers) to extract content or submit forms at scale; (d) introduce viruses, malware, or other harmful code; or (e) interfere with the site's availability or performance for other users. We reserve the right to restrict or terminate access for any visitor who breaches these obligations.
6. Intellectual Property
All text, graphics, logos, and other content published on this site are the property of Cadelis Rivergate Financial Advisory (Pty) Ltd Proprietary Limited (Pty) Ltd or its licensors and are protected under the Copyright Act 98 of 1978 and applicable trade mark law. You may view, download, and print material for personal, non-commercial reference, but you may not reproduce, republish, or distribute it commercially without our prior written consent.
7. Third-Party Links and Services
Where this site links to third-party websites, tools, or hosting infrastructure, those third parties operate under their own terms and privacy practices, over which we have no control. Inclusion of a link does not imply our endorsement of the linked content or service.
8. Limitation of Liability
To the maximum extent permitted by South African law, Cadelis Rivergate Financial Advisory (Pty) Ltd Proprietary Limited (Pty) Ltd excludes liability for any indirect, incidental, or consequential loss arising from your use of, or inability to use, this website, including loss arising from reliance on published content or from interruption to the contact form or subscription service. Nothing in these Terms limits liability that cannot lawfully be excluded, including liability arising from gross negligence or wilful misconduct, or rights afforded to you as a consumer under the Consumer Protection Act 68 of 2008, where applicable.
9. Changes to These Terms
We may amend these Terms from time to time to reflect changes in our services, legal obligations, or site functionality. The version published on cadelis.site at any given time is the version in effect, and the effective date at the top of this page will be updated accordingly. Material changes affecting subscribers will, where appropriate, be communicated via email.
10. Governing Law and Jurisdiction
These Terms are governed by the laws of the Republic of South Africa. Any dispute arising from your use of this site that cannot be resolved informally is subject to the exclusive jurisdiction of the South African courts.
Contact us
Cadelis Rivergate Financial Advisory (Pty) Ltd Proprietary Limited (Pty) Ltd, trading as Cadelis Rivergate
84 Mandela Street, 1035 Witbank, South Africa
Email: [email protected]
Phone: +27 13 632 9090
Registration number: 5928612146